| FACTS |
WHAT DOES NEW REPUBLIC SAVINGS BANK DO WITH YOUR
PERSONAL INFORMATION? |
| Why? |
Financial Companies choose how they share your
personal information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to tell you how
we collect, share and protect your personal information. Please read
this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
·
Social Security number
·
Payment history
·
Credit history
·
Credit scores
·
Checking account information
·
Wire transfer instructions
When you are no longer our customer, we
continue to share your information as described in this notice.
|
| How? |
All financial companies need to share customers'
personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their
customers' personal information; the reasons New Republic Savings Bank
chooses to share; and whether you can limit this sharing. |
| Reasons we can share your
personal information |
Does New Republic Savings
Bank share? |
Can you limit this
sharing? |
For our everyday business
purposes -
such as to process your transaction, maintain
your account(s), respond to court orders and legal investigations, or
report to credit bureaus |
Yes |
No |
For our marketing purposes
-
to offer our products and services to you |
No |
We don't share |
| For joint marketing with
other financial companies |
No |
We don't share |
For our affiliates'
everyday business purposes -
information about your
transactions and experiences |
No |
We don't share |
For our affiliates'
everyday business purposes -
information about your
creditworthiness |
No |
We don't share |
| For nonaffiliates to
market to you |
No |
We don't share |
| What We Do |
|
| How does New Republic
Savings Bank protect my personal information? |
To protect your personal information from
unauthorized access and use, we use security measures that comply with
federal law. These measures include computer safeguards and secured
files and buildings.
We also maintain other physical, electronic and
procedural safeguards to protect this information and we limit access to
information to those employees for whom access is appropriate. |
| How does New Republic
Savings Bank collect my personal information? |
We collect your personal information, for example, when you
·
Open an account
·
Apply for a loan
·
Provide account information
·
Make a wire transfer
·
Show your driver’s license
We also collect your personal information
from others, such as credit bureaus, affiliates, or other companies.
|
| Why can't I limit all
sharing? |
Federal law gives you the right to limit only
·
sharing for affiliates’ everyday business purposes – information about
your creditworthiness
·
affiliates from using your information to market to you
·
sharing for nonaffiliates to market to you
State laws and individual
companies may give you additional rights to limit sharing.
|
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be
financial and non-financial companies.
·
New Republic Savings Bank has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and non-financial companies.
·
New Republic Savings Bank does not share with nonaffiliates so they
can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
·
New Republic Savings Bank doesn’t jointly market.
|
