savingsRegular Savings

  • Low minimum deposit to open
  • Easy access to funds

Money Market Savings

  • Unlimited withdrawals and transfers in person or at our bank ATMs
  • Typically pays a higher interest rate than the regular savings account

Tiered Money Market

  • Five tiers tied to account balances
  • You earn maximum rate with large balances


For current deposit rates, please call a branch near you.



checkingPersonal Checking

  • Low minimum balance to open.
  • Earn interest


For current checking rates, please call a branch near you.


IRAs & CDs

cdsIras2Certificates of Deposit

  • A variety of certificates from 91 days to 60 months.
  • Minimum deposit to open is $1,000.


  • Three terms available
  • Minimum deposit to open an IRA account is $1,000.


For current investment account rates, please call a branch near you.




Our loan departments in Roanoke Rapids and Rocky Mount are ready to serve your personal needs.

All loans subject to credit approval and lender’s guidelines.

Additional information required to apply for a loan.


Print a copy of the Personal Financial Statement form or download the Excel file.


For current loan rates or to discuss your needs with a loan officer in Rocky Mount or Roanoke Rapids, please call the branch nearest you.